Alan Blackie's Blog

Posted on 04/19/2020
How to Save On Moving Costs
Photo by Nina Garman via Pixabay Moving into a new home can be a very exciting experience. From getting to know new people to starting a new job, it can all be a very enjoyable transition. However, there are some aspects of moving that many people don’t really enjoy. And the biggest factor of all is the money...
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Posted on 04/12/2020
Pros and Cons of FSBO
Image by mohamed Hassan from Pixabay For Sale by Owner (FSBO) can be an extremely tempting prospect for home sellers. If you don't have to pay the real estate commission, you can put more of the money from the house sale directly into your pocket. But it takes more of a roll-up-your-sleeves attitude to successfully complete a home...
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Posted on 04/12/2020
How to Negotiate in a Seller's Market
Post Photo by Mohamed Hassan via PixabayIt's easy to believe you don't have much leverage if you're getting ready to buy in a seller's market. Unfortunately, that sense of frustration can result in desperation, which can ultimately lead to overpaying on a home. Before you accept your fate, consider how you may have more power than you think. Start...
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Posted on 04/05/2020
Points: How They Benefit You
Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on the mortgage company and the market. For example,...
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Posted on 04/05/2020
Can I Sell if I've Been Flooded?
Photo by F. Muhammad via Pixabay Each year, flooding causes more than eight billion dollars in damages to homes in the United States. Despite that, many affected homeowners go on to sell their houses so that they can relocate. When your home has damage from a tropical storm, heavy rains, or rising water from a hurricane, here are...
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Posted on 03/29/2020
Avoid These Common Mortgage Mistakes
Image by Jan Vašek from Pixabay One of the biggest hurdles people face when looking for a home is applying for a mortgage. While applying for a mortgage is relatively straightforward, finding favorable terms might be more challenging. Many buyers are surprised by how broad the terms of a mortgage might be. With this in mind, it is...
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Posted on 03/29/2020
Top Five Tips for Room Layout in your Home
Photo by Daniel Mielcarski via Pixabay So you just bought that beautiful space, the one with the soaring ceilings and tall windows -- or is it the one with a lot of clever nooks and crannies? Decorating smaller and larger spaces hold unique challenges, and facing the decoration of an entire house -- either from scratch, or by...
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Posted on 03/22/2020
Is Your Offer to Purchase Competitive?
As a homebuyer, it is important to do everything you can to find your dream residence. Once you discover your ideal house, you should be ready to submit a competitive offer to purchase this home. Ultimately, there are several factors to consider as you try to put together a competitive offer to purchase your dream house. These factors include:...
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Posted on 03/22/2020
What Is the Cost of Selling a Residence?
Believe it or not, home sellers may encounter many expenses after they list their residences. These costs include: 1. Home Cleaning and Maintenance Costs Before you start showing your residence to prospective buyers, it often is beneficial to clean your house. As such, you may need to purchase assorted cleaning supplies. Or, you can always hire a professional home...
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Posted on 03/15/2020
Is It Worth Your Time to Invest in Home Improvements?
For a home seller who wants to maximize his or her house sale earnings, it may be beneficial to invest in property improvements. In fact, there are many reasons why now may be a good time to perform property upgrades. These reasons include: 1. You can make your house an attractive option to prospective buyers. As a home seller,...
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Posted on 03/15/2020
The Predicted Rise of Home Prices in 2020
Image by Nattanan Kanchanaprat from Pixabay The housing market has posted relatively good numbers over the past few years, even if the average percentages aren't exactly sensational. You may already know that we saw a decrease in growth in 2019, with housing prices rising at 3.3% compared to 2018's rise of 5%. Given the state of the economy...
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Posted on 03/08/2020
Strategies to Minimize Storm Damage to Your Landscape
Photo by Yves via Pixabay High winds and heavy rainfall have the potential to cause serious harm to your lawn, flowers, shrubs and trees. Fortunately, strategies exist designed to minimize the damage. If a storm has been forecast for your area, here's what you need to do before it hits. Mow Your Lawn Mow your lawn if at...
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